Debt collection is the process of recovering money owed by an individual or business. It can involve pre-legal actions such as sending letters or making phone calls, or it can escalate to formal legal proceedings.

The time it takes to recover a debt depends on the complexity of the case and the debtor’s willingness to pay. Pre-legal methods can sometimes resolve matters in a few weeks, while legal proceedings may take several months if court action is required.

Yes, we operate on a no win, no fee basis, meaning you don’t pay anything unless we successfully recover the debt. This allows you to pursue debt recovery without financial risk.

If the debtor refuses to pay after a court judgment, we can enforce the debt using methods such as instructing bailiffs, securing charging orders against the debtor’s property, or obtaining an attachment of earnings order.

A CCJ is a court order that confirms the debtor must pay the debt. If they fail to comply with the CCJ, enforcement actions such as bailiff intervention or wage garnishments can be pursued to recover the money.

Yes, we can recover debts from both individuals and businesses. Whether the debt relates to unpaid invoices, loans, or personal debts, we have the expertise to handle it.

The cost of taking legal action will vary depending on the complexity of the case. However, with our no win, no fee service, you won’t need to pay anything upfront. We will explain all potential costs during your free consultation.

Yes, you are often entitled to claim interest on unpaid debts. The rate depends on the terms of the original agreement, or statutory interest can be claimed at 8% per year if no rate is specified in a contract.

If the debtor disputes the debt, we can assist in resolving the dispute, whether through negotiation, mediation, or legal action. We’ll carefully review the dispute and advise on the best course of action.

Enforcement methods include instructing bailiffs, freezing bank accounts, placing charging orders on property, or obtaining attachment of earnings orders. We’ll recommend the best enforcement option based on the debtor’s circumstances.

Yes, we can assist with international debt recovery. We have experience dealing with debts across borders and can advise on the appropriate legal procedures for recovering debts from overseas.

To start the process, contact us for a free consultation. We’ll discuss your case, assess the debtor’s financial situation, and recommend the best strategy for recovering the debt.

If the debtor declares bankruptcy, recovering the full amount of the debt may be challenging. However, we can still help you file a claim with the bankruptcy trustee to ensure you receive a share of any available assets.

Yes, it’s still possible to pursue a debt even if there isn’t a formal contract. As long as there is evidence of the debt, such as invoices, emails, or agreements, we can help you recover the money.

Yes, we can help you recover smaller debts efficiently. Even small amounts can have a significant impact on your cash flow, and we’ll advise you on the best approach to recover them quickly.

If the debtor attempts to counter-sue, we’ll provide expert legal representation to defend your case. We’ll guide you through the process and ensure your rights and interests are protected.

Yes, debts can generally be recovered for up to six years from when the debt became due. If the debt is older, we can assess whether there are any limitations that apply to your case.

Our goal is to recover your debt while maintaining professionalism. In many cases, debt collection can be resolved without damaging business relationships, especially if a settlement or payment plan is negotiated.